Aegus Axis Solutions has established a relationship with many finance organization. Combined with our existing relationships with financiers and banks, this relationship now provides our clients access to finance from all major banks as well as access second tier lenders. Aegus Axis Solutions also has access to commercial finance which enables us to provide full financial solutions for any kind of situation. 

Our sensible and personalized approach to finance has been developed through years of experience and we want you to enjoy the benefits. Through our extensive networks we’ll obtain the best market loans at great interest rates regardless of whether you fit the rigid lending criteria of most banks. We’ll approach the banks. We’ve got the experience and knowledge, we do the research, and we understand your situation. Our specialists can advise you and your business on all aspects of finance, including:

• Residential finance

• Investment finance

• Construction finance

• Business finance

• Mortgage finance

• Car finance

Non Conforming Specialist Finance Solutions are for new and existing borrowers not fitting traditional lending criteria for reasons such as not able to acquire credit from a lender due to strict lending criteria, change of bank policies etc. Whereas, Low Documentation (Low Doc) are home loans given to self-employed or small business owner borrowers who are not able to receive a traditional mortgage due to missing no financial statements, tax returns etc. Here at Aegus Axis Solutions we provide assistance with all types of specialist and low doc loans.

A residential loan is loan given by a financial institution to one or more individuals for residential purposes such as securing the purchase of a residential property such as a house, a block of land or an entire building to live in. This loan can be repaid with regular repayments over the contracted term and depending on the interest rates incurred, the loans can be of 2 types :

• Variable residential loans

• Fixed residential loans

An observation of Malaysia’s property prices indicate that majority of people opt for a residential loan when buying a property and therefore at Aegus Axis Solutions we provide financial services to help you find and attain your ideal residential loan.

An investment property loan is given to an individuals seeking to buy a property and later rent it out. This is different from traditional residential loans because investment loans have stricter eligibility criteria such as investors need to a larger deposit (i.e. higher LVR), on average have to pay increased interest rates etc., and expenses on investment properties can be claimed as tax deductions (e.g. investment loan interest, home and contents insurance, landlord insurance etc.). Here at Aegus Axis Solutions we can provide step-by-step guidance for your Investment Property Loans.

Commercial property loans can help business owners buy a commercial property. The loan is generally secured against the assets bought. Commercial property loans can be taken for warehouses, storefronts, or office spaces. The main differences when it comes to commercial loans and traditional home loans are: the amount that can be borrowed, loan periods, interest rates, lender’s mortgage insurance etc. Not sure where to start? At Aegus Axis Solutions we can provide you assistance with your Commercial Property Loans.

Construction Development Loans can help borrowers building a home instead of purchasing an established property. Its structure differs from traditional home loans for borrowers buying existing homes, since in a construction loan borrowing amount can be increased as needed according to construction progression costs, the total available amount depends on the property’s value after completion, with interest only for the initial 12 months and later changing to a interest loan and standard principal. At Aegus Axis Solutions we provide the necessary assistance for your Construction Development Loan needs.

A Car Loan is for buying a motor vehicle. Apart from purchasing home, a car is considered a single big purchase, therefore Aegus Axis Solutions is here to help you with your loan and take you through the whole procedure and makes sure it gets approved.

Business Loans can be used to pay the high capital amount required to start and run a business and then later the loan must be repaid with interest. A business loan can be used for buying an office, upgrading business equipment, staff wages etc. which the organization may have difficulty paying. This loan can be secured commercially or residentially, has interest rates according to lender’s views on the business’s success and several additionally fees. So Aegus Axis Solutions is here to help you start your Business Loans.

Asset finance can help acquire assets and equipment need for the business to grow with regular payment for the asset use over a specified time, as a result avoiding full upfront payments of assets. Whether it’s hire purchase and leasing, Aegus Axis Solutions is here to help you with your asset finance.